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Our JudgementÌý

	Grade/Judgement	Change	Date of assessment
Consumer	Ìý	Not assessed yet	Ìý
Governance	G1Ìý Our judgement is that the landlord meets our governance requirements.	Assessed and unchanged	November 2025
Viability	V1Ìý Our judgement is that the landlord meets our viability requirements and has the financial capacity to deal with a wide range of adverse scenarios.	Assessed and unchanged	November 2025

Reason for publicationÌý

We are publishing a regulatory judgement for Platform Housing Group Limited (Platform Housing) following a stability check completed in November 2025.ÌýÌý

This regulatory judgement confirms a governance grade of G1 and a financial viability grade of V1.ÌýÌý

Summary of the decisionÌý

Based on the relevant information and evidence we reviewed in carrying out the stability check, our judgement is that Platform Housing meets our viability requirements and has the financial capacity to deal with a wide range of adverse scenarios. We have therefore concluded the landlord’s grade is unchanged and issue a V1 grade for Platform Housing.Ìý

From the stability check, there is no evidence to indicate a change in governance grade is required. Platform Housing’s governance grade remains G1.Ìý

This regulatory judgement is based on a stability check which does not include an assessment of Platform Housing’s delivery of the outcomes of our consumer standards.ÌýÌý

Prior to this regulatory judgement, the governance and financial viability grades for Platform Housing were last updated in December 2024 following a stability check to issue a governance grade of G1 and a financial viability grade of V1.ÌýÌý

How we reached our judgementÌý

We carried out a stability check of Platform Housing as part of our annual stability check programme.ÌýÌý

Our judgement about how well Platform Housing is delivering the viability outcomes of our Governance and Financial Viability Standard is based on a review of a range of documents provided by Platform Housing, as well as analysis of information supplied by Platform Housing in its regulatory returns.Ìý

In confirming Platform Housing’s governance grade as part of the stability check, our work was limited to verifying that the information contained in Platform Housing’s regulatory returns did not appear inconsistent with its existing published governance grade.Ìý

Our stability checks do not assess a landlord’s delivery of the outcomes of our consumer standards.ÌýÌý

Summary of findingsÌý

Governance – G1 – November 2025Ìý

From the stability check, there is no evidence to indicate that a change in governance grade is required.Ìý

Viability – V1 – November 2025Ìý

Based on evidence gained from the stability check, we have assurance that Platform Housing meets the viability requirements of the Governance and Financial Viability Standard.Ìý

Platform Housing has a strong financial profile, and its stress testing demonstrates that financial capacity is built into its business plan. Platform Housing has provided appropriate assurance that it has access to sufficient liquidity and adequate funding in place. Based on the relevant information and evidence we reviewed in carrying out the stability check, our judgement is that Platform Housing has the financial capacity to deal with a wide range of adverse scenarios.Ìý

Background to the judgementÌý

About the landlordÌý

According to the 2025 statistical data return Platform Housing owns 48,115 homes in the Midlands.Ìý

Our role and regulatory approachÌý

We regulate for a viable, efficient, and well governed social housing sector able to deliver quality homes and services for current and future tenants.  Ìý

We regulate at the landlord level to drive improvement in how landlords operate. By landlord we mean a registered provider of social housing. These can either be local authorities, or private registered providers (other organisations registered with us such as non-profit housing associations, co-operatives, or profit-making organisations). Ìý

We set standards which state outcomes that landlords must deliver. The outcomes of our standards include both the required outcomes and specific expectations we set. Where we find there are significant failures in landlords which we consider to be material to the landlord’s delivery of those outcomes, we hold them to account. Ultimately this provides protection for tenants’ homes and services and achieves better outcomes for current and future tenants. It also contributes to a sustainable sector which can attract strong investment. Ìý

We have a different role for regulating local authorities than for other landlords. This is because we have a narrower role for local authorities and the Governance and Financial Viability Standard, and Value for Money Standard do not apply. Further detail on which standards apply to different landlords can be found on our standards page. Ìý

We assess the performance of landlords through inspections and by reviewing data that landlords are required to submit to us. In Depth Assessments (IDAs) were one of our previous assessment processes, which are now replaced by our inspections programme from 1 April 2024. We also respond where there is an issue or a potential issue that may be material to a landlord’s delivery of the outcomes of our standards. We publish regulatory judgements that describe our view of landlords’ performance with our standards. We also publish grades for landlords with more than 1,000 social housing homes. Ìý

The Housing Ombudsman deals with individual complaints. When individual complaints are referred to us, we investigate if we consider that the issue may be material to a landlord’s delivery of the outcomes of our standards.  Ìý

For more information about our approach to regulation, please see Regulating the Standards.

Further information