RPC opinion: Changes to Debt Relief Order Criteria PIR

Regulatory Policy Committee opinion of the quality of the evidence and analysis in the PIR from the Department for Business and Trade

From:: Regulatory Policy Committee
Published: 30 June 2026

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RPC opinion: debt relief order PIR

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The explains that DROs are intended to be more appropriate than bankruptcy for individuals with straightforward financial affairs, few assets and limited ability to repay creditors. The policy seeks to enable individuals in financial distress to access debt relief and make a 鈥渇resh start鈥�.

The Regulatory Policy Committee (RPC) gave a 鈥榞reen鈥� rating to the PIR for the policy proposal on 3 June 2026. This means that we considered it to be 鈥榝it for purpose鈥� based on our scrutiny of the evidence and analysis supporting the case for why the regulation is amended.

The RPC鈥檚 opinion refers to the evidence and analysis presented in the assessment, not the policy itself.

Published 30 June 2026

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